Main Points:
- Strategic Partnership: Ripple has entered into a partnership with African payment provider Chipper Cash to enhance international remittance services across the continent.
- Ripple Payment Solution: The collaboration will integrate Ripple’s blockchain-based payment solution, “Ripple Payment,” into Chipper Cash’s platform, aiming to improve transaction speed and reduce costs for cross-border transfers.
- Expanding African Reach: Building on its earlier collaboration with Onafriq, Ripple seeks to further expand its presence in Africa—a region with growing demand for efficient financial services.
- Chipper Cash’s Scale: With over 5 million users and processing more than 250,000 transactions daily, Chipper Cash is well-positioned to drive adoption of blockchain technology in Africa, supporting additional services like virtual Visa cards and stock investment platforms.
- Blockchain Benefits: Ripple’s expertise in tokenizing real-world assets (RWA) and its extensive experience in simplifying international payments could bring transformative benefits to African consumers and businesses.
I. Expanding Africa’s Digital Payment Landscape
Ripple has taken a significant step toward expanding its international payment solutions by partnering with Chipper Cash, a leading African fintech firm. This collaboration aims to deploy Ripple’s “Ripple Payment” solution on Chipper Cash’s platform, thereby improving the speed and cost-efficiency of cross-border remittances across Africa. With growing demand for modern financial services on the continent, this partnership is poised to enhance financial inclusion and drive economic growth.
II. The Partnership: Enhancing Cross-Border Payments
Ripple and Chipper Cash’s partnership builds upon Ripple’s previous collaboration with Onafriq, marking an important milestone in its efforts to expand in Africa. Under this new agreement, Chipper Cash will integrate Ripple’s blockchain-based payment solution into its existing infrastructure. This integration will allow Chipper Cash users to send and receive assets faster and at a lower cost, addressing long-standing issues in international remittances.

Chipper Cash, which already boasts over 5 million users and processes more than 250,000 transactions daily, plans to leverage Ripple’s technology to further broaden its service offerings. This includes providing users with faster transfers and more affordable transaction fees, making global payments more accessible to individuals and businesses across Africa.
III. Ripple’s Expertise and the Promise of RWA Tokenization
Ripple’s extensive experience in tokenizing real-world assets (RWA) has been a cornerstone of its innovative approach to international payments. With over 10 years in RWA tokenization, Ripple has demonstrated its ability to bring fiat currencies on-chain and simplify global transactions. Through its partnership with Chipper Cash, Ripple aims to bring these benefits to Africa, ensuring that local users can participate in a faster, more efficient financial ecosystem.
Chipper Cash’s CEO, Ham Seljogi, highlighted the potential for blockchain-based payment solutions to promote financial inclusion and accelerate access to global markets. By integrating Ripple’s global payment network, consumers and businesses in Africa are expected to benefit from more secure, efficient, and cost-effective remittance services.
IV. A Catalyst for Financial Innovation in Africa
The strategic alliance between Ripple and Chipper Cash marks a significant advancement in Africa’s digital payments space. By combining Ripple’s cutting-edge blockchain technology with Chipper Cash’s established platform and extensive user base, the partnership is set to revolutionize cross-border remittances and boost financial inclusion in the region.
This collaboration not only strengthens Ripple’s global payment network but also paves the way for further innovations in tokenizing real-world assets and integrating blockchain technology into everyday financial transactions. As Ripple continues to expand its footprint in Africa, the partnership with Chipper Cash is expected to drive economic growth and enhance the overall financial ecosystem.
Ripple’s partnership with Chipper Cash represents a pivotal moment in the expansion of efficient, blockchain-powered payment solutions in Africa. By integrating its “Ripple Payment” solution into Chipper Cash’s platform, Ripple aims to significantly reduce remittance costs and improve transaction speeds for millions of users. This collaboration, built on Ripple’s extensive experience in tokenizing real-world assets, not only enhances financial inclusion on the continent but also sets a new standard for global payment systems.