Main Points:
- Institutional demand for XRP-related ETPs accelerated, with $10.6 million inflows last week, bringing H1 2025 total to $219 million.
- Whale accumulation intensified: addresses holding 1 M–10 M XRP now own 9.9% of supply, up 65% since November 2024.
- Key technical levels: daily close above $2.20–$2.30 zone needed to flip resistance; next targets at $2.60 and $3.00+.
- XRP Ledger’s recent network upgrades—v2.5.0 and an EVM sidechain—enhance institutional appeal and interoperability.
- Conclusion: Strong fundamentals and technical setup could propel XRP toward $3.00+, but investors must watch critical breakout zones.
1. Institutional Demand on the Rise
Institutional interest in XRP has picked up significant momentum in late June. According to CoinShares, global crypto exchange-traded products (ETPs) saw $2.7 billion in net inflows during the week ending June 27, 2025, marking 11 consecutive weeks of positive flows. Of that, XRP ETPs attracted $10.6 million—more than double the prior week’s $2.7 million—pushing H1 2025 cumulative inflows to $219 million. By comparison, Bitcoin-led products garnered $2.2 billion, and Ethereum ETPs $429 million for the same period.
Institutional allocation to XRP now notably exceeds that of many other altcoins, underlining growing confidence in its fundamentals and potential upside.
Weekly Crypto ETP Inflows Comparison:
This cohort of “whale” and “shark” wallets has continued accumulating even during XRP’s 35% pullback to $1.60 between January and April, suggesting a strategic, long-term outlook.
Meanwhile, the number of whale wallets (≥1 million XRP) hit a 12-year high at 2,700 addresses—each holding on average $2.25 million worth of XRP as of mid-June. Such sustained accumulation during volatile periods typically signals conviction among large stakeholders, often a precursor to price appreciation.
3. Technical Analysis: Breaking Through Critical Zones
XRP’s fight for a new leg up hinges on clearing several technical hurdles:
- Daily Close Above $2.20–$2.30 Range: Major simple moving averages converge here—100-day SMA at $2.20, 50-day SMA at $2.25, and 200-day SMA at $2.36. A decisive close above this zone would indicate strength.
- Flip $2.60 into Support: Beyond the MA cluster, $2.60 represents the next high-volume resistance level. Holding above could open the door to a run at $3.00+.
- Bull Scenario: Some analysts project that surpassing the 50-day SMA ($2.25) could trigger a swift rally toward $3.81 by July—though traders must confirm with daily closing prices.
- Bear Scenario: Failure at $2.20 might see prices slip back to psychological support at $2.00 and potentially test lower boundaries of $1.95–$1.90, last seen following geopolitical tensions in late June.
4. XRPL Network Upgrades and Ecosystem Growth
June saw major protocol enhancements on the XRP Ledger (XRPL) that bolster institutional use cases and developer engagement:
- Version 2.5.0 Launch (June 24, 2025): Introduced transaction batching, token escrow, and a permissioned decentralized exchange framework—features tailored for enterprise-grade compliance (KYC/AML) and higher throughput.
- EVM Sidechain Mainnet Release (June 30, 2025): Enabled Ethereum-compatible smart contracts on XRPL via a Proof-of-Authority sidechain, integrated with bridges like Axelar and Wormhole. This upgrade allows Solidity developers and MetaMask users to deploy dApps directly on XRPL, paving the way for cross-chain DeFi growth.
- Stablecoin Integration: Native USDC support was also activated, facilitating low-cost, compliant cross-border transactions that appeal to institutional treasury operations.
These enhancements not only diversify XRPL’s utility but also position XRP as a more versatile asset for payments, DeFi, and enterprise blockchain solutions.
Conclusion
XRP’s recent uptick in institutional inflows, robust whale accumulation, and significant network upgrades suggest a strong fundamental underpinning for the token. Technically, clearing the $2.20–$2.30 range is pivotal; a sustained breakthrough could catapult XRP toward the coveted $3.00 threshold. Conversely, failure to hold support may see a retest of the $2.00 level.
For investors seeking new crypto assets and reliable income streams, monitoring these developments—and leveraging the XRPL’s enhanced capabilities—could prove rewarding. As always, risk management and confirmation of breakout signals remain essential in navigating the next phase of XRP’s market trajectory.
